Delaware State Housing Authority (DSHA) programs offer down payment assistance and competitive rates to help you buy your home with less upfront cash.

Down payment assistance available for qualifying Delaware residents
The Delaware State Housing Authority (DSHA) is more than just a resource; it's a gateway to homeownership for thousands of Delawareans. These programs are meticulously designed to remove the biggest barriers to owning a home: down payment and closing costs.
Pike Creek Mortgage is proud to be a premier partner of the DSHA. Our expertise ensures that you navigate the requirements smoothly, maximizing the benefits available to you.
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affordable living
Flexible financial solutions tailored to help you secure your dream home with confidence.
A 30-year fixed rate mortgage with an optional zero-interest second mortgage for down payment and closing cost assistance.
Second Mortgage Assistance Loan providing up to $10,000 to cover your essential down payment and closing costs.
Offers a generous 4% down payment assistance grant for qualified Delaware borrowers to reduce upfront costs.
Potential federal tax credit for first-time buyers worth up to $2,000 annually for the life of your mortgage.

Our experts are ready to guide you through the DSHA application and help you unlock the door to your new Delaware home.