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TOP PRODUCING LENDER WITH DSHA 5 YEARS RUNNINGDSHA offers various mortgage products designed for both first-time and repeat homebuyers purchasing a primary residence anywhere in Delaware.
Down payment and closing cost assistance (DCCA) is available on eligible loans as a zero-interest second mortgage with no monthly payments.
The Delaware State Housing Authority (DSHA) Delaware Mortgage Program offers affordable interest rates for first-time and repeat homebuyers. Programs are available with or without down payment and closing cost assistance (DCCA).
Pike Creek Mortgage is proud to be a premier partner of the DSHA. Our expertise ensures that you navigate the requirements smoothly, maximizing the benefits available to you.
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DSHA mortgage products are designed to help qualified buyers purchase a primary residence anywhere in Delaware.
Provides down payment and closing cost assistance (DCCA) for first-time and repeat buyers.
Tailored specifically for first-time homebuyers, offering below-market interest rates and DCCA.
Aimed at homes needing minor repairs; borrowers must qualify for the FHA 203(k) limited program.
A first mortgage option available without DCCA.
Most DCCA options are provided as zero-interest second mortgages with no monthly payments. Payment is deferred until the home is sold, refinanced, the title is transferred, or it is no longer a primary residence. Assistance amounts include:
View DSHA-approved mortgage lenders and housing counselor lists for Delaware Mortgage Programs.
destatehousing.com/mortgagesReview current income and sales price limits for all Delaware Mortgage Program loan products.
destatehousing.com/homeloansSpeak with DSHA directly for questions about program eligibility, underwriting, or lender resources.
302-739-4263Our experts are ready to guide you through the DSHA application and help you unlock the door to your new Delaware home.